Specialist Car Insurance
Comprehensive, Third Party Fire & Theft, or basic third-party cover with fair terms for all drivers.
- Courtesy car options
- Windscreen & breakdown add-ons
- Protected No Claims Bonus
Specialist car, van, and home cover without the high-street penalty. Whether you have driving convictions, past claims, points, or non-standard vehicles, we've Got You Covered.
Takes less than 60 seconds — fair pricing guaranteed.
We’ve matched your details against Ageas, Allianz, AXA, and KGM. Potential savings: £340+ per year.
Backing you with Britain’s top specialist insurance underwriters
We’ve helped tens of thousands of customers across the UK find affordable cover, even those in the most difficult of circumstances. When standard comparison algorithms give you inflated prices or flat-out rejections, our specialist brokers step in.
Whether you have a previous motoring conviction (like IN10 or DR10), points on your licence, past fault claims, or an impounded vehicle that needs same-day release cover, we negotiate directly with specialist underwriters on your behalf.
We review your unique driving circumstances personally instead of letting automated systems arbitrarily double your premium.
Get legally valid policy certificates delivered immediately to your phone and email so you can collect your vehicle today.
Spread the cost over easy monthly payments to keep your vehicle legally protected without cash-flow stress.
Specialist cover tailored to keep you, your vehicle, and your property protected at prices that make sense.
Comprehensive, Third Party Fire & Theft, or basic third-party cover with fair terms for all drivers.
Don’t let past mistakes keep you off the road. Dedicated rates for IN10, DR10, TT99, and speeding points.
30-day compound release policies formatted precisely to satisfy UK police pound requirements.
Keep your livelihood on track with cover for tradesmen, couriers, carriage of goods, and sole traders.
Carefully tailored protection for your home structure, fixtures, contents, and accidental damage.
Affordable rates for 17-25 year old drivers without unfair punitive black-box restrictions.
Comprehensive travel insurance covering emergency medical expenses, cancellations, and lost luggage.
Full representation with uninsured loss recovery, motoring legal expenses, and expert claim managers.
We believe every driver deserves access to legal, affordable, reliable insurance. When other brokers close their doors, we find the solution.
We scan both mainstream brands and niche specialist syndicates for the lowest viable premium.
Receive official MID-registered insurance certificates by email and SMS within minutes.
No offshore phone trees. Our specialist broker team is based in Twickenham, ready to help.
Budget comfortably with predictable monthly direct debits and zero hidden administrative catches.
From enquiry to legal road protection in less than 5 minutes.
Enter your vehicle registration and details. Be honest about any past points or claims — our specialists are here to help, never to judge.
Our automated engine checks 20+ underwriters simultaneously, while specialist advisors apply custom discounts tailored to your profile.
Select your payment option, receive your certificate on your phone, and drive away legally with 24/7 UK claims backup.
See how we’ve helped thousands of UK drivers save money and get back on the road.
Every comparison site either turned me down or wanted upwards of £2,200. Got You Covered sorted me out with Ageas within 15 minutes for just £1,380. Courteous, professional, and understanding.
My car was seized and I had a ticking clock on compound storage fees. Got You Covered issued the 30-day policy straight to my inbox, and the compound officer cleared it without hesitation. Lifesavers!
I do plumbing all over London. Got You Covered insured my Transit van with tools included for £45 a month less than my previous renewal price. Zero hassle on the telephone.
How our specialist brokers find fair cover where standard search engines fail.
Past Claims Record
Driver faced extortionate renewal quotes of £2,650 after two incidents in winter weather. Our underwriters reassessed the risk based on mileage and fitted dashcam.
Same-Day Release
Driver needed immediate proof of insurance meeting strict police specifications. We delivered valid compound release paperwork within 35 minutes.
Motorway Points
Sales representative facing sky-high insurance costs to keep their job vehicle on the road. We matched them with a tailored underwriting syndicate.
Why high-street algorithms fail non-standard cases while Got You Covered delivers.
| Service Feature | Standard Comparison Sites | Got You Covered |
|---|---|---|
|
Convicted Drivers & Motoring Points
IN10, DR10, TT99, CD10, and high-point endorsements
|
✕ Often rejected or +300% markup | ✓ Specialist rates negotiated |
|
Impounded Car Compound Release Cover
Guaranteed acceptance by UK police compounds
|
✕ Not offered by standard search | ✓ 30-day compound compliant policy |
|
Human Broker Underwriting Review
Manual appraisal of mitigating circumstances
|
✕ 100% automated black-box bots | ✓ Real UK brokers fight for you |
|
Direct Telephone Advice & Support
Freephone line with zero long queue times
|
✕ Chatbots or email only | ✓ Twickenham team ready: 0344 517 0060 |
|
Flexible Monthly Direct Debit
Spread payments without punitive credit requirements
|
✕ Strict upfront payment often mandated | ✓ Manageable monthly plans available |
Regardless of postcode or regional risk factors, Got You Covered links directly with regional underwriters to deliver fair, localized protection.
Instant digital cover active with 24/7 recovery across all counties. Immediate police database (MID) updating.
Got You Covered Limited is registered in England & Wales (Reg. No. 10024801).
Registered Office:
Webb Ellis House, Rugby Road, Twickenham, London, TW1 1DS
Direct Phone: 0344 517 0060
Customer Email: info@gotyoucovered.com
Everything you need to know about getting insured with Got You Covered.
Yes, absolutely. We specialize in non-standard driver policies. Whether you have minor speeding points (SP30, SP50) or serious convictions like IN10 (driving without insurance), DR10 (drink driving), or a TT99 totter ban, our underwriters assess your application on an individual human basis to offer you a fair price.
Documents are delivered via email and text immediately upon payment completion, usually in under 15 minutes. Our 30-day impound policies meet the exact standards required by police compounds across England, Scotland, and Wales, allowing you to reclaim your vehicle without delay.
Yes. We offer straightforward monthly direct debit options for annual policies. A small deposit is required on day one, followed by equal monthly payments, making your vehicle cover affordable and predictable.
Yes. Gaps in your NCB, previous fault claims, or driving as a named driver on another policy do not disqualify you from great rates. We have multiple partner underwriters who offer introductory bonus schemes to help you rebuild your NCB fast.
Our UK-based claims assistance helpline operates 24 hours a day, 365 days a year. Call 0344 517 0060 and select Option 1. Our dedicated team will coordinate emergency recovery, manage replacement vehicles, and handle communications with third parties.
Join thousands of UK drivers and homeowners who saved hundreds on their renewal. Get your tailored quote in under 60 seconds.